Life protection
Term and savings plans from Tata AIA sized to your real income, loans and family goals.
Trusted Financial Advisor
Secure Your Family. Grow Your Wealth.
Personalized insurance and financial planning solutions designed around your life goals.
I am Umesh Kr Verma, Life Planner with Tata AIA Life Insurance Company Limited and Health Insurance Advisor with Star Health and Allied Insurance Company Limited. I help families in Kolkata choose the right life and health cover — and build a plan that actually reaches their goals.
Health cover
Star Health individual, family floater and senior citizen policies with claim-time support.
Wealth & retirement
Disciplined, goal-linked plans for retirement income, children's education and tax efficiency.
How we work together
01
Understand
A short conversation about your family, income, loans and goals.
02
Analyse
We calculate the actual cover and corpus your plan needs.
03
Recommend
A clear, written comparison of suitable plans — no pressure.
04
Service
Renewals, changes and claim assistance for as long as you hold the policy.
Know your numbers first
Use the free planning tools to see how much life cover you need, what retirement corpus to target, what your child's education will cost, and how much tax you can save — before anyone recommends a product to you.
- Advice mapped to your income, loans and dependants
- Both life and health cover under one advisor
- Support at renewal and at claim time
Awards & Recognition
Trusted. Recognized. Proven.
A journey built on client trust, professional excellence, and consistent performance.
- Since 1998
- Insurance Industry Experience
- 500+
- Families Served
- ₹90+ Crore
- Life Insurance Cover Facilitated
- ₹1.73+ Crore
- Health Insurance Cover Facilitated
- ₹60+ Lakh
- Accidental Insurance Cover Facilitated
- 12+
- Health Insurance Claims Assisted
Since 2016
Since 2017
Since 2017
Since 2017
Figures represent professional business and service experience for the periods indicated. Insurance issuance, underwriting and claim decisions are subject to the respective insurer's terms, conditions and applicable processes.
Verified advisor
Connect with me
Umesh Kr Verma — Life Planner with Tata AIA Life Insurance Company Limited and Health Insurance Advisor with Star Health and Allied Insurance Company Limited. Reach me on the channel you prefer; you always speak to me, not a call centre.