Nature of the service
- This site provides general information and advisory support on insurance and financial planning
- It is not an official website of any insurance company
- No product is sold on this website; policies are issued only by the respective insurer after underwriting
Calculators, AI assistant and proposals
- All figures are indicative estimates based on the inputs and assumptions you provide
- The AI assistant offers general guidance and can make mistakes; it does not replace advice from the advisor
- Proposals and illustrations are subject to the insurer's approved benefit illustration and policy document
Your responsibilities
- Provide accurate and complete information, particularly medical and financial disclosures
- Read the policy document, brochure and benefit illustration before concluding a purchase
- Keep your login credentials confidential if you create a client account
Intellectual property
The content, layout and tools on this site are owned by the advisor and may not be reproduced commercially without permission. Insurer names and logos belong to their respective owners.
Limitation of liability
The advisor is not liable for losses arising from decisions taken solely on the basis of indicative calculations or general information on this site. Benefits payable are governed entirely by the policy contract issued by the insurer.
Governing law
These terms are governed by the laws of India, with jurisdiction in Kolkata, West Bengal. Terms may be updated from time to time; the version on this page is the one in force.