Insurance Solutions

Insurance solutions

Explore thoughtfully designed financial solutions that help you protect your family, secure your health, manage life's uncertainties, build wealth, plan for retirement, secure your child's future, and create a lasting legacy.

Life insurance — Tata AIA

Term insurance

The highest cover for the lowest premium. Pure protection for your family's income, home loan and lifestyle if you are not around.

Large sum assured at low cost
Optional critical illness and accident riders
Cover up to age 85+ on select plans

Guaranteed savings & income

Long-term savings plans with guaranteed maturity or regular income, ideal for goals you cannot risk.

Predictable, contractually guaranteed returns
Life cover throughout the term
Useful for conservative savers

Retirement & pension plans

Build a corpus during working years and convert it into steady income after retirement.

Disciplined long-horizon accumulation
Annuity options for lifelong income
Spouse continuation options

Child education plans

Plans structured so that your child's education is funded even if you are not there to fund it.

Payouts timed to admission years
Premium waiver benefit on select plans
Goal-linked, inflation-aware sizing

ULIPs & market-linked plans

For investors comfortable with market exposure who want insurance and wealth creation together.

Choice of equity and debt funds
Free switches between funds
Long-term tax efficiency

Health insurance — Star Health

Individual health insurance

Hospitalisation cover for a single person, with cashless treatment at network hospitals.

Pre and post hospitalisation cover
Day-care procedures included
No-claim bonus on renewal

Family floater

One sum insured shared across your family — usually the most economical way to cover everyone.

Covers spouse and children
Single premium, single renewal
Maternity options on select plans

Senior citizen & critical illness

Specialised cover for parents, and lump-sum benefit plans for major illnesses.

Plans designed for higher entry ages
Lump sum on diagnosis of listed illnesses
Supports income loss during treatment

Not sure which one fits?

Most families need a combination — a term plan for protection, a health policy for medical costs, and one goal-linked savings plan. The right mix depends on your income, dependants and existing cover. Tell me your situation and I will map it out for you.

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