Information collected
- Contact details you submit: name, phone number, email, city and your message
- Details you enter into calculators, such as age, income, goals and cover amounts
- Conversations with the AI assistant on this site
- Account details if you create a client login, and basic technical logs
Why it is collected
- To respond to your enquiry and prepare a suitable recommendation
- To generate proposals, illustrations and calculator results you request
- To service policies bought through me, including renewals and claims
- To improve the content and tools on this website
Sharing
Information is shared with the relevant insurer only when it is needed to process a proposal, policy or claim you have asked for. It is never sold, rented or shared for third-party marketing.
Storage and security
Data is stored on managed cloud infrastructure with access controls and encryption in transit. Access is limited to the advisor. No method of transmission over the internet is completely secure, so please avoid sending sensitive medical or financial documents over unsecured channels.
Retention and your rights
- Enquiry data is kept only as long as needed for the enquiry or the resulting policy relationship
- You may ask for a copy, correction or deletion of your data at any time
- Write to connect@umeshverma.in or call +91 84448 97535 to make a request
Cookies and analytics
This site uses only the cookies and local storage needed to keep you signed in and to remember basic preferences. It does not run third-party advertising trackers.