Not an insurer website
This is the personal professional website of Umesh Kr Verma and is not an official website of Tata AIA Life Insurance Company Limited or Star Health and Allied Insurance Company Limited. Product names, benefits, terms and exclusions are governed solely by the policy documents issued by the respective insurer.
Indicative figures only
- Calculator outputs, premium estimates and proposals are illustrative, not quotations
- Actual premium and acceptance depend on age, health, occupation and underwriting
- Nothing here guarantees issuance of a policy or settlement of a claim
Market-linked products
Unit-linked and market-linked plans carry investment risk borne by the policyholder. Past performance is not indicative of future results, and the NAV of the units may go up or down based on fund performance and factors influencing the capital markets.
Tax information
Tax benefits referred to on this site are as per prevailing tax laws and are subject to change. They are general in nature and not tax advice; please consult a qualified tax professional for your own position.
AI-generated content
Parts of this site use AI to draft explanations, summaries and proposals. AI output can contain errors and must be verified against the insurer's official documents before you act on it.
Beware of spurious calls
IRDAI does not engage in activities like selling insurance policies, announcing bonuses or investing premiums. Public receiving such phone calls are requested to lodge a police complaint.