About
Umesh Kr Verma
My approach
Most people buy insurance because someone asked them to — not because they know what they actually need. I work the other way round. We start with your income, your loans, the people who depend on you and the goals you have already set for yourself. Only then do we look at products.
As a Life Planner with Tata AIA Life Insurance Company Limited, I help you build protection and long-term savings: term cover, guaranteed income and savings plans, retirement plans and child education plans. As a Health Insurance Advisor with Star Health, I cover the other half of the risk — hospitalisation costs that can wipe out years of saving in a single admission.
My work does not end at the proposal form. Renewals, nominee updates, portability questions and claim paperwork are all part of the service. When a family calls me at a difficult moment, they should not have to explain their policy to me.
Who I typically work with
- Salaried professionals starting their first serious financial plan
- Young families protecting a home loan and a child's future
- Business owners who need both personal and family health cover
- Parents planning college costs 10-15 years ahead
- People approaching retirement who want predictable income
Two-company expertise
Life solutions through Tata AIA and health solutions through Star Health, under one point of contact.
Families first
Recommendations sized to your dependants and liabilities, not to a product target.
Service that lasts
Renewal reminders, policy reviews and hands-on claim assistance.
Connect with me
Umesh Kr Verma — Life Planner with Tata AIA Life Insurance Company Limited and Health Insurance Advisor with Star Health and Allied Insurance Company Limited. Reach me on the channel you prefer; you always speak to me, not a call centre.